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| Home Terms | |
| Tray Ceiling |
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Definition of Tray CeilingTray CeilingA decorative ceiling treatment used to add volume and/or height to a room. 2 Common types are: 1) Angled area toward the center leading to a flat ceiling surface, and 2) Stepped square edged leading toward the center of the ceiling.Tray ceilingA flat ceiling with a raised center portion.Related Terms:aterial used to cover the interior framed areas of walls and ceilingsCoffered CeilingA ceiling with recessed square panels, bordered with trim for ornamental purposes.Flat CeilingA ceiling with no change in elevation.Insulated Ceiling (I.C.)Marking on recessed lighting fixture indicating that it is designed for direct insulation contact.Vaulted ceilingAn arched ceiling.Vaulted CeilingA ceiling that angles upward on one or both sides to create volume in the room.Area WallsCorrugated metal or concrete barrier walls installed around a basement window to hold back the earth.Balloon Framed Wallframed walls (generally over 10' tall) that run the entire vertical length from the floor sill plate to the roof. This is done to eliminate the need for a gable end truss.First To Die CoverageThis means that there are two or more life insured on the same policy but the death benefit is paid out on the first death only. If two or more persons at the same address are purchasing life insurance at the same time, it is wise to compare the cost of this kind of coverage with individual policies having a multiple policy discount.Interior FinishLast To Die CoverageThis means that there are two or more life insured on the same policy but the death benefit is paid out on the last person to die. The cost of this type of coverage is much less than a first to die policy and it is generally used to protect estate value for children where there might be substantial capital gains taxes due upon the death of the last parent. This kind of policy is also valuable when one of two people covered has health problems which would prohibit obtaining individual coverage.Area WallsCorrugated metal or concrete barrier walls installed around a basement window to hold back the earth.Bonus RoomA room with no specifically designated function, unlike a living room, bedroom, or kitchen. Is not included in the initial square footage.Coffered CeilingA ceiling with recessed square panels, bordered with trim for ornamental purposes.Flat CeilingA ceiling with no change in elevation.Insulated Ceiling (I.C.)Marking on recessed lighting fixture indicating that it is designed for direct insulation contact.Living Square FootageSee square Footage, LivingPaid-Up AdditionsA type of insurance policy or annuity in which the owner receives dividends, typically increases the death.Square Footage, LivingThe square footage in a home that is heated and/or cooled. The space occupied by two-story rooms and stairwells is counted once in the lower floor's square footage. Living square footage does not include garages, bonus rooms, or porches unless otherwise noted.Vaulted ceilingAn arched ceiling.Vaulted CeilingA ceiling that angles upward on one or both sides to create volume in the room.Related to : home, mortgage, insurance, homebuyer, real estate, property, buy home, home insurance, financing, home financing, home buyer, first time homebuyer, homes, homebuying, credit, condo. |