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Home Terms Main Page
This site contains comprehensive definitions for a wide range of terms that cover topics such as home, mortgage, insurance, homebuyer, real estate, property, buy home, home insurance, financing, home financing, home buyer, first time homebuyer, homes, homebuying, credit, condo...
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This is the person who owns a life insurance policy. This is usually the insured person, but it may also be a relative of the insured, a partnership or a corporation. There are instances in marriage breakup (or relationship breakup with dependent children) where appropriate life insurance on the support provider, owned and paid for by the ex-spouse receiving the support is an acceptable method of ensuring future security.
Periodic payments made to an individual under the terms of the policy.
The party applying for an insurance policy.
The amount of cash payable on a benefit.
Annual amount payable, by a client, for selected product or service.
Calculated chance of loss.
The time over which all regular payments would pay off the mortgage. This is usually 25 years for a new mortgage, however can be greater, up to a maximum of 40 years.
The money the buyer has left over after the down payment and all those closing costs.
See Electrical Service Entry
An electrical device used to prevent injury from contact with faulty electrical appliances and faulty wiring
Stapling to the inside portion of the stud or rafter.
A recess in a wall, usually designed to contain ornamental statues or other decorations.
Treatment of joints in masonry by filling with mortar to improve appearance or protect against weather.
Metal channels used to further inhibit sound transmission through wall and ceiling framing. Create a break in the vibration path from drywall to the framing.
The list of materials necessary to complete a job.