Definition of Trap

Trap

A "trap" is a triangular window whose top edge follows the pitch of the roof. It is a four sided window but the top edge of the window is angled.

Creditor Proof Protection

The creditor proof status of such things as life insurance, non-registered life insurance investments, life insurance RRSPs and life insurance RRIFs make these attractive products for high net worth individuals, professionals and business owners who may have creditor concerns. Under most circumstances the creditor proof rules of the different provincial insurance acts take priority over the federal bankruptcy rules.
The provincial insurance acts protect life insurance products which have a family class beneficiary. Family class beneficiaries include the spouse, parent, child or grandchild of the life insured, except in Quebec, where creditor protection rules apply to spouse, ascendants and descendants of the insured. Investments sold by other financial institutions do not offer the same security should the holder go bankrupt. There are also circumstances under which the creditor proof protections do not hold for life insurance products. Federal bankruptcy law disallows the protection for any transfers made within one year of bankruptcy. In addition, should it be found that a person shifted money to an insurance company fund in bad faith for the specific purpose of avoiding creditors, these funds will not be creditor proof.

Awning Windows

Single level windows that tilt outward and up.

Bay Window

A window that projects outward in a curve.

Built-Up Roof

A roofing composed of three to five layers of asphalt felt laminated with coal tar, pitch, or asphalt. The top is finished with crushed slag or gravel. Generally used on flat or low-pitched roofs.

Dormer Windows

Dormers are located on the second floor and project or extend out through the roof to provide window space.

Gable Roof

A roof that consists of two sloping planes that meet at the ridge or peak. The planes are supported at their ends by triangular, upward extensions of walls known as gables.

Hip Roof

A pitched roof with sloping sides.

Palladian Window

One larger window with a circle top window above and usually has two smaller, rectangular windows on each side.

Pitch

The angle of slope of a roof.

Radius Window

A window with an arched top.

Roof Valley

The "V" created where two sloping roofs meet.

Roof Vent

A louver or small dome mounted near the ridge of the roof to allow the passage of air through the attic.

Shed Roof

A roof that pitches up further on one side than the other. Shed roofs are also used over some porches.

Top Plate

The horizontal member nailed to the top of the studding of a wall.

Window Buck

Square or rectangular box that is installed within a concrete foundation or block wall. A window will eventually be installed in this "buck" during the siding stage of construction.

Window Sash

The operating or movable part of a window; the sash is made of window panes and their border.

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